First State Bank

About Us

At First State Bank, odds are we’ll know you and your family by your first names. We’re a locally owned community bank that’s part of a statewide group of financial institutions, and our mission is simple: We’re here to help you, the people and businesses of our community, succeed. It’s exactly the same commitment that JD Tobin, Sr., owner of the Irvington Dry Goods Store and forefather of our bank, made well over half-a-century ago.

We’re not another faceless big-box bank that’s now doing business in your neighborhood. You’ll always have direct access to the bank’s leadership, and we’ll always begin conversations with a smile. We’re not strangers or outsiders who look at customers as, well, just customers. Instead, we live where our friends and customers live, shop where they shop, and support many of the same things they support. We love knowing our community members, and we thrive on the relationships they trust us with. Whether it’s for a loan or a safe place to put your money, we’re dedicated to a richer and more prosperous tomorrow.

More locations. More opportunities.

First State Bank is a proud member of the First Breckinridge Bancshares family. First Breckinridge Bancshares serves communities across the state of Kentucky and Southern Indiana and has seven banks in the portfolio, including First State Bank, West Point Bank, Bank of Clarkson, Meade County Bank, River City Bank, American Bank & Trust, and Bank of Lexington.

Our Leadership Team

Blake Willoughby

President

NMLSR#947216

Donnie Butler

Loan Officer

NMLSR#631052

Brent Fentress

Loan Officer

NMLSR#1196456

Kevin Jolly

Loan Officer

NMLSR#613378

Erin O'Donoghue

Loan Officer

NMLSR#2223534

Tim Tucker

Loan Officer

NMLSR#613381

Skip to content