First State Bank

We listen, then we lend.


Buying or refinancing? We help make it an easy transition.


Flexible and convenient financing for all of your construction needs.


A stress-free way to purchase a new home and sell an old one.

Where we come from.

We’re a network of Kentucky banks serving local communities.

Open an account with us.

Open an account with us.

We invite you to live local, shop local, and bank local with First State Bank.

Read the fine print.

Working better together.

First State Bank is proudly part of the First Breckinridge Bancshares family. First Breckinridge Bancshares serves communities across the state of Kentucky and has seven banks in the portfolio. 

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